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Nonprofit Credit Counseling and Debt Consolidation

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Give up a bad habit or try cutting down substantially to save extra money. Alcohol and/or tobacco are two expensive habits where if...Learn More >  
Home Debt Calculators Spending Quiz

Spending Habits Quiz

 

Take a moment to answer 12 questions about your spending habits and you'll receive a quick analysis on your financial health.  

1) You have taken cash advances in the past on one credit card to make a payment on another. (*)



Please answer question 1
2) You regularly pay for groceries on a credit card because you don't have any money left after paying your bills. (*)



Please answer question 2
3) You have a credit card that your spouse doesn't know about. (*)



Please answer question 3
4) You feel like you have to charge things to your credit cards to keep up with your friends and/or family. (*)



Please answer question 4
5) Having a high credit limit makes (or made) you feel richer. (*)



Please answer question 5
6) One or more of your cards is near the limit or over the limit. (*)



Please answer question 6
7) You spend money on the expectation that you will be making more money in the near future. (*)



Please answer question 7
8) You often fail to keep accurate records of your finances. (*)



Please answer question 8
9) You have trouble imagining life without a credit card. (*)



Please answer question 9
10) You almost always make JUST the minimum payment on your credit card bills. (*)



Please answer question 10
11) You like to collect cash from friends in restaurants then charge the tab on your card. (*)



Please answer question 11
12) You sometimes hide purchases from your family. (*)



Please answer question 12

  

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