Budget Calculator

Enter dollar amounts in the calculator without inserting periods or commas.

Income
Monthly Gross Earnings  
Subtract 28% for average withholdings
Monthly net income

Expenses
Housing (Rent, Mortgage, Maintenance, Taxes, etc.)
Transportation (Car Payments, Insurance, Gas, Maintenance, etc.)
Food & Groceries   (Dining out, Fast Food, Toiletries, etc.)
Credit (Credit Cards, Store Card, Personal Loans, etc.)
Utilities (Gas, Water, Cable, Electric, Phone, Internet, etc.)
Medical Insurance (Insurance, Medication, Medical Bills, etc)
Savings
Student Loans
Clothing
Entertainment
Miscellaneous (Haircuts, Dry Cleaning, Day Care, Gifts, etc)
Monthly expenses
Annual expenses

Monthly net income
Subtract monthly expenses
Equals monthly discretionary income
Annual discretionary income

Feel free to print this page after completing to keep for your records.





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