Identity theft

The following steps will greatly reduce the chances of the frustrating and time-consuming consequences of identity theft.

• Order a copy of your credit report from each of the three major credit bureaus, and check for accuracy at least once a year.
• Place unique passwords on your credit card, bank, and phone accounts.
• Secure personal information in your home; especially if you have roommates, employ outside help or if you are having service work done in your home.
• Ask about information security procedures in your workplace.
• Don’t give out personal information on the phone, through the mail or over the Internet unless you’ve initiated the contact or are sure you know who you’re dealing with.
• Guard your mail and trash from theft.
• Give your Social Security Number only when absolutely necessary.

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