July 5, 2008


Find out how you compare to the Average American

1 What is your total unsecured debt (credit cards, unsecured personal loans, etc.)?
  - Less than $4,000
- $4,000 - $7,999
- $8,000 - $11,999
- $12,000 - $15,999
- More than $16,000
2 How many total credit cards do you have (major credit cards, department store cards, and debit cards)
  - 0-3
- 4-7
- 8-10
- More than 10
3 What is your average interest rate with your credit cards?
  - 0-10%
- 11-14%
- 15-19%
- Over 20%
4

I pay the minimum payments and ONLY the minimum payments on my accounts:

  - Almost every time
- Frequently
- Occasionally
- Never, I ALWAYS pay more
5

I have received a late fee on one or more of my accounts in the last 2 months:

  - True
- False
(If you consider yourself to be struggling financially, please answer the last question. If you feel that you are NOT struggling financially, skip question 6 and click FINISH at the bottom.)
6 What do you feel has been the main cause of your financial problem?
  - Excessive Use of Credit / Over Credit Obligation.
- Reduced Income / Unemployment.
- Poor Money Management.
- Divorce / Separation.
- Other
   
 

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