July 5, 2008



Spending Quiz
Payments to: Answer
yes 		No
You have taken cash advances in the past on one credit card to make a payment on another.
You regularly pay for groceries on a credit card because you don't have any money left after paying your bills.
You have a credit card that your spouse doesn't know about.
You feel like you have to charge things to your credit cards to keep up with your friends and/or family.
Having a high credit limit makes (or made) you feel richer.
One or more of your cards is near the limit or over the limit.
You spend money on the expectation that you will be making more money in the near future.
You often fail to keep accurate records of your finances.
You have trouble imagining life without a credit card.
You almost always make JUST the minimum payment on your credit card bills.
You like to collect cash from friends in restaurants then charge the tab on your card.
You sometimes hide purchases from your family.
 

   




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